Year: 2026 2025 2024
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Cebu, Philippines

Property prices · 2024 · Asia

Price/sqm — City Centre PHP 120,000
Price/sqm — Outside Centre PHP 80,000
1-Bed Rent / Month PHP 22,000
3-Bed Rent / Month PHP 36,000
Avg Mortgage Rate 8.00%
Price-to-Rent Ratio 22.0x Renting is generally more cost-effective

Property price trend in Cebu (2024–2026)

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Property comparison — cities in Philippines (2024)

City Centre /sqm Outside /sqm 1-Bed Rent vs Cebu
Cebu PHP 120,000 PHP 80,000 PHP 22,000
Manila PHP 95,000 PHP 58,000 PHP 28,000 -20.8%
Davao PHP 75,000 PHP 50,000 PHP 14,000 -37.5%

Other Asia cities (2024)

Frequently asked questions

How much does property cost in Cebu in 2024?

In Cebu, the average price per sqm in the city centre is PHP 120,000, and PHP 80,000 outside the centre (2024 data). Prices have risen 9% since 2024.

How much is rent in Cebu in 2024?

A 1-bedroom apartment in Cebu rents for approximately PHP 22,000 per month in 2024. A 3-bedroom apartment costs around PHP 36,000/month.

Is it better to buy or rent in Cebu?

Renting is generally more cost-effective in Cebu. The price-to-rent ratio is 22.0x — it would take approximately 22.0 years of rental payments to equal the property purchase price. Current mortgage rates are approximately 8.00%.

What are mortgage rates in Philippines in 2024?

The average mortgage rate in Philippines is approximately 8.00% as of 2024. With a price-to-rent ratio of 22.0x, buyers should carefully weigh mortgage costs against rental savings.

What is the price per sqm in Cebu?

The average property price per square metre in Cebu city centre is PHP 120,000 in 2024. Outside the centre, expect to pay around PHP 80,000/sqm.

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