Year: 2026 2025 2024
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Warsaw, Poland

Property prices · 2026 · Europe · Price +2.9% vs 2025

Price/sqm — City Centre PLN 15,515
Price/sqm — Outside Centre PLN 9,844
1-Bed Rent / Month PLN 3,424
3-Bed Rent / Month PLN 5,885
Avg Mortgage Rate 7.20%
Price-to-Rent Ratio 18.0x Buying and renting are roughly comparable

Property price trend in Warsaw (2024–2026)

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Property comparison — cities in Poland (2026)

City Centre /sqm Outside /sqm 1-Bed Rent vs Warsaw
Warsaw PLN 15,515 PLN 9,844 PLN 3,424
Krakow PLN 22,000 PLN 14,300 PLN 3,850 +41.8%
Wroclaw PLN 19,250 PLN 12,650 PLN 3,520 +24.1%
Gdansk PLN 18,150 PLN 11,880 PLN 3,300 +17%
Poznan PLN 15,950 PLN 10,450 PLN 2,970 +2.8%

Other Europe cities (2026)

Frequently asked questions

How much does property cost in Warsaw in 2026?

In Warsaw, the average price per sqm in the city centre is PLN 15,515, and PLN 9,844 outside the centre (2026 data). Prices have risen 7% since 2024.

How much is rent in Warsaw in 2026?

A 1-bedroom apartment in Warsaw rents for approximately PLN 3,424 per month in 2026. A 3-bedroom apartment costs around PLN 5,885/month.

Is it better to buy or rent in Warsaw?

Buying and renting are roughly comparable in Warsaw. The price-to-rent ratio is 18.0x — it would take approximately 18.0 years of rental payments to equal the property purchase price. Current mortgage rates are approximately 7.20%.

What are mortgage rates in Poland in 2026?

The average mortgage rate in Poland is approximately 7.20% as of 2026. With a price-to-rent ratio of 18.0x, buyers should carefully weigh mortgage costs against rental savings.

How have property prices in Warsaw changed?

Property prices in Warsaw have changed +2.9% vs 2025. Since 2024, prices have increased by 7%. Use the year tabs above to compare prices across years.

What is the price per sqm in Warsaw?

The average property price per square metre in Warsaw city centre is PLN 15,515 in 2026. Outside the centre, expect to pay around PLN 9,844/sqm.

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